Our leadership team is your leadership team.

Our leaders create a collaborative atmosphere and encourage the best from our whole team. Through participating in the Strategic Coach program and the Genius Network, our leaders continue to grow, collaborate and offer you the best planning services possible.


Bryan Sweet


Founder, CEO, Wealth Advisor, RJFS

Creator of The Dream Architect™
Co-founder of Dare to Dream Enterprises
Creator of Elite Wealth Advisor Symposium

Author of 3 books – Dare to Dream: Design the Retirement You Can’t Wait to Wake Up To, Imagine. Act. Inspire. A Daily Journal and Give & Grow: Proven Strategies for Starting an Running and Effective Study Group


Since the start of his financial services career in 1979, Bryan has specialized in helping individuals accumulate and preserve wealth for retirement and beyond. A native of Fairmont, Minnesota, Bryan earned his master’s degree in financial services from The American College in Bryn Mawr, Pennsylvania, before embarking on what would become a lifelong career as a wealth management consultant. He established, Sweet Financial Services, in 1987 and developed a relationship with Raymond James in 1989. Bryan has been a member of the Raymond James Chairman’s Council since 2004*1.

Bryan’s drive and relentless pursuit to simplify, inspire and improve the future of our clients has given him and his team the opportunity to be recognized in industry publications, such as being  ranked #5 on the Forbes Best-in-State Wealth Advisor list!*2.  In order to continue to provide the best client experience possible, Bryan has made the commitment to participate in the Ed Slott Top Advisor GroupPeak Advisor Alliance ,The Genius Network and the Strategic Coach Program*3. In addition, Bryan and his partner, Randy Carver, host an annual invitation only event called The Elite Wealth Advisor Symposium.  This event brings together top speakers and strategies to help America’s premier advisors better serv their clients.

It is because of Bryan’s passion in working with his best clients that he decided to develop Dare to Dream Enterprises. He found that he works best with high-net-worth business owners who have complex financial needs. In working with these clients, helping move them toward living their retirement dreams, it became evident that all too often, people don’t dream big enough.

With the help of co-authors, Brittany Anderson, Director of Operations, and Oliver Kollofski, Director of Wealth Services, Bryan wrote his own book, Dare to Dream: Design the Retirement You Can’t Wait to Wake Up to! The passion behind the book, is to help you optimize your assets you have been building for your entire career so that retirement becomes the most fulfilling, rewarding, and joyful time of your life. You can learn more HERE

Dare to Dream Enterprises helps provide clarity in a world of chaos so that people are able to focus on the things in life that matter most to them. Dare to Dream supports business owners, women in transition, and others who are looking to build a bigger future and take control of their lives.
With the help of co-authors,  Brittany Anderson, Director of Operations, and  Oliver Kollofski, Director of Wealth Services, Bryan wrote his own book, Dare to Dream: Design the Retirement You Can’t Wait to Wake Up to! The passion behind the book, is to help you optimize your assets you have been building for your entire career so that retirement becomes the most fulfilling, rewarding, and joyful time of your life. You can learn more HERE.

Locally, his passion of creating a greater community shines through as being part of the Fairmont Opera House Endowment Committee, Martin County Area Foundation, and is past chairman of the board of the Fairmont Area Chamber of Commerce. He and his wife, Mary Beth, live in Fairmont. Bryan recently established the Marilyn Sweet-Borchardt Education Foundation. In honor of his Mother, he started the foundation to help single women who have children going to college. Currently, the foundation is able to help support two young people each year, and as the fund grows, we will expand the number of grants we provide.

Raymond James is not affiliated with The Marilyn Sweet-Borchardt Education Foundation or Dare to Dream Enterprises.
*1Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisors future performance. No fee is paid in exchange for this award/rating.
*2The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research is based on an algorithm of qualitative criteria and quantitative data. Those advisors that are considered have a minimum of 7 years of experience, and the algorithm weighs factors like revenue trends, AUM, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of 21,138 advisors nominated by their firms, 2,213 received the award. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.
*3 Raymond James is not affiliated with and does not endorse the opinions or services of Peak Advisor Alliance, Ed Slott, Strategic Coach OR Genius Network. Membership to Ed Slott’s Elite IRA Advisor GroupSM is limited to the top financial professionals in the United States, with nearly 400 professionals dedicated to the ongoing training and mastery of advanced retirement account and tax planning laws and strategies. To be eligible to join Ed Slott’s Elite IRA Advisor Group, you must complete Ed Slott and Company’s 2-Day IRA Workshop or Ed Slott and Company’s eSeminar Series. Strategic Coach and Genius Network will provide the Sweet Financial team with “thinking tools” that open up our minds, conquer roadblocks, connect with industry transformers, and get access to best practices to curate discussions so we can develop and deepen relationships with clients.


Ty Totzke


Wealth Advisor, RJFS

Ty has been helping clients plan for retirement since 1998. He joined Sweet Financial Services in 2003 and became a partner of the firm in 2011. Ty is dedicated to providing innovative, practical advice to help your financial goals align with your life goals. He is committed to listening to what matters most in people’s lives and learning which values and goals they hold dear.

After earning his Bachelor of Arts in financial economics from Gustavus Adolphus College, Ty joined The Retirement Group at Merrill Lynch, where he held various positions, specializing in defined contribution and defined benefit plans.

He is a Chartered Financial Consultant® (ChFC®) and has earned the Accredited Investment Fiduciary professional® designation (AIF® ) awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. He has received formal training in investment fiduciary responsibility.

Ty lives in Fairmont with his wife, Sarah, and twin daughters, Maggy and Libby.


Oliver Kollofski


Director of Wealth Services, Investment Advisor Representative, RJFS

Oliver joined Sweet Financial Services in 2007, and became a partner in 2013. Oliver is our leader in the planning and investment department. His passion lies in building creative planning strategies so our clients have the freedom to concentrate on the things that matter most to them.  He works closely with all the advisors in the office in creating wealth plans for clients and conducting investment analysis and research.

Oliver is a graduate of the University of Northern Iowa, where he earned bachelor’s degrees in both finance and real estate. He is a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Private Wealth Advisor.

Oliver lives in Fairmont with his wife, Emily, and sons, Jace and Van.

CFP® | Certified Financial Planner™ |  Certified Financial Planner Board of Standards, Inc., owns the certification marks above, which it awards to individuals who successfully complete initial and ongoing certification requirements.


Brittany Anderson

Director of Operations, Office Manager, RJFS
Co-founder of Dare to Dream Enterprises

Author of 2 books – Imagine. Act. Inspire. A Daily Journal & Dare to Dream: Design the Retirement You Can’t Wait to Wake Up To


Brittany joined Sweet Financial Services in November of 2008. Brittany’s goal is to harmonize the office so the staff is focused on providing personalized service and inspiring guidance.  She works closely with Bryan in the strategic planning of the practice, controls the day-to-day operations, and provides leadership to the team in her management role. Brittany plays an active role educating and empowering the Women Forward of Sweet Financial members and has worked closely with Bryan to develop a platform called Smarter Business that helps business owners streamline and systematize their companies, all while engaging their teams.

Brittany’s true passion lies in helping people become the best version of themselves, which is why she partnered with Bryan Sweet to create Dare to Dream Enterprises, which helps growth-minded individuals focus on all things positive, while striving to achieve their greatest aspirations in life. In order to help continue building a culture of hospitality for Sweet Financial Services, Brittany attends The Strategic Coach and Genius Network, to continue her growth and bring new ideas to our clientele.

Alongside Bryan Sweet and Oliver Kollofski, Brittany co-authored Dare to Dream: Design the Retirement You Can’t Wait to Wake Up to! which focuses on helping people to align their dreams with their finances.  Brittany is also the co-author alongside Bryan Sweet, of Imagine. Act. Inspire. A Daily Journal, which is designed to help people live a more positive, focused and fulfilled life.

Brittany is a graduate of Minnesota State University, Mankato and holds a bachelor’s degree in business management.

She currently lives in Sherburn with her husband, Dave, two daughters Jersey and Stella and son, Vincent.

*Raymond James is not affiliated with Dare to Dream Enterprises, Women Forward, Smarter Business, The Strategic Coach or the Genius Network.

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